About The Website
This agreement sets forth the terms and conditions that apply to use of this services by a person, organization or other entity (“users” or “you”). By using these services, operators agree to comply with all the terms and conditions hereof.
Definition of Terms
Commercial transaction: shall mean the commencement and/or completion of any payment transaction between an OroboPay customer and a provider for an authorized transfer of goods or services using the OroboPay service.
Customer/you: shall mean any individual or corporation which presents a request for a commercial transaction at an operator’s location using the service.
Operator/you: shall OroboPay service mean any financial institution that initiates and validates online payment transactions using the OroboPay service.
Operator’s location: shall mean the business premises or other designated location of registered operators where the OroboPay service has been licensed to be operated by Bridge Technologies Limited,
OroboPay: shall mean Bridge Technologies Limited, and any subsidiaries and affiliates.
OroboPay service: shall mean the services provided and accessible via the OroboPay website.
Payment transaction: shall mean a payment process initiated and validated for an authorized transfer of goods or service using the OroboPay services through the website after payment is made.
Provider: shall mean any individual or corporation that provides goods or services for which payment shall be made using the OroboPay service.
User: shall mean any individual or entity that initiates a commercial transaction to be completed by an operator using the OroboPay service.
User ID and password: shall mean a unique user Identifier and password which authenticates the operator to access the OroboPay service via the website.
User jurisdiction: shall mean the territory from which a user or operator is physically located upon initiating payment using the OroboPay service or on accessing the OroboPay website.
Operator must have permission to carry out business in their country of operation and operator acknowledges that it shall be fully responsible for its employees, officers, representatives, and other agents accessing the service or any other person’s access and conduct while accessing the OroboPay website at any of its location.
In order to access and use the OroboPay service, the operator must, first obtain access to the world wide web and pay any service, telecommunication or other fees associated with or incurred by such access and must provide all equipment necessary to connect to the world wide web.
Operators acknowledge and agree that the OroboPay service is offered on an “as is” and “as available” basis only. Bridge Technologies Limited may impose limits or restrictions on the use of the service with or without notice to and in certain situations may withdraw the OroboPay services for any length of time at any time.
Processing of Payment Transactions
The OroboPay services facilitate the processing of payment transactions to complete a payment for a transaction between a customer and a provider. The service will store information from customers and will process payment transactions on behalf of providers.
Acceptable Payment Transactions
Users and operators warrant that the processing of payment transactions using OroboPay for services and products procured from an authorized provider shall be genuine and legal transactions only. OroboPay shall not process any transfer of money between a customer and a provider that is not an authorized payment transaction.
In addition, all users of the OroboPay services accept and acknowledge that use of the OroboPay service for payment transactions is a commercial transaction which exists solely between provider and customer and OroboPay as a facilitator of such payment transactions through its service is not and shall not be deemed a party to a commercial transaction.
Restriction On OroboPay Product Usage
At any time, OroboPay products may define, change, or modify acceptable practices and restrictions related to the use of the OroboPay service; including restrictions to access for customers, users, operators as well as modifications or changes to payment transactions. OroboPay reserves the right to cancel, suspend or modify any aspect of the OroboPay service without notice or liability with respect to services schedule of operations; availability or any other feature of the OroboPay service.
User ID And Password Information
Users and operators warrant and acknowledge that they are responsible for:
a. Keeping their user ID and password confidential;
b. Any payment transactions processed because of access by persons that you have exposed your user ID and password to;
c. Consequences of misuse of your user ID and password;
You accept to notify OroboPay as soon as an unauthorized use of your user ID or/and password is suspected; or you are aware of any other breach of security concerning the OroboPay service.
Provider Websites/Links To Third Party Sites
The OroboPay website may contain links to websites, which are owned and operated by third parties independent of us (“third party websites”). OroboPay products does not sponsor, endorse, or approve of the operators of third-party websites or the information, graphics, and material, which may be found at third party websites (“third party material”). Subject to any applicable law, which cannot be excluded, we make no warranties or representation with regards to the quality, accuracy, merchantability or fitness of purpose of third party material or products or services available through third party websites; or that third party material does not infringe the intellectual property rights of any person. We are not authorizing the reproduction of third party material by linking material on this website to third party material.
All offers to sell and statements relating to goods and services available on third party websites are the responsibility of and given by the third party website operators. OroboPay expressly disclaims acting in any other respect on behalf of third-party website operators.
Customers and providers agree and warrant not to include OroboPay in any legal proceedings concerning any disagreement because of any commercial transaction. This conditions of service shall not put aside any claims, defenses or rights that you may possess concerning a payment transaction directly related to a technical fault in the OroboPay service for which users must notify OroboPay within ten (10) business days of the date of a payment transaction.
Electronic Communications Usage
Communication from OroboPay to a user or operator: OroboPay may communicate with you concerning OroboPay use, payment transaction or other matters concerning the OroboPay service, at any time by electronic means. These correspondences may comprise sending mails to the email address provided by you during enrolment and/or posting notices on the OroboPay site. You hereby agree that we may provide such communications or records by means of electronic communications.
It shall be assumed that you have received all electronic communications when OroboPay sends the electronic communication to the email address provided by you at the time of enrolment or as changed by you afterwards in a manner set out in the OroboPay user guide or when OroboPay posts electronic communication on the OroboPay site.
Communication From A User Or Operator To OroboPay
A user or operator may contact OroboPay through the OroboPay contact page on the website to: request another electronic copy of the electronic communication;
request a paper copy of an electronic communication (OroboPay reserves the right to charge a fee to provide the paper copy) update your personal information such as your email address to be used for mailing electronic communications withdraw consent to receive electronic communications (OroboPay reserves the right to stop your use of the OroboPay service if you withdraw consent or refuse to receive electronic communications from OroboPay)
Our refund policy entails nothing that will encroach your privileges/rights to challenge the choices of your refund demand by OroboPay through your payment refund/chargeback measure.
OroboPay is completely agreeable with every payment brands’ policies. It ought to be noted, in any case, that by utilizing OroboPay you are subject to our terms and conditions.
OroboPay Service And Functions
OroboPay is to provide the automation of online payments between third parties and the provision of services closely related to the issuance of online payments. Since the service is limited to online payment transactions OroboPay does not qualify as a financial institution and monies held by OroboPay or any user in connection with such payment transaction automation shall not be deemed as deposits by customer or operators neither are they insured to benefit the customer by any governmental agency. OroboPay enables you to make payments to and accept payments from third parties. OroboPay is therefore an independent contractor for all purposes. OroboPay does not have control of nor assumes the liability or legality for the products or services that are paid for with our service. We do not guarantee the Identity of any user or operator or ensure that a customer will complete a payment transaction.
After termination of your service usage, you are liable for all payment transactions and other obligations, which you have incurred. After termination, OroboPay reserve the authority to block your login details and deny access to OroboPay in the future. Removing access to a user may affect access for a user’s relatives or persons who use this service on a user’s behalf, including business enterprise, its affiliates, employees, officers, parents, successors, and assigns.
Taxes For Customers
OroboPay shall not be responsible for any user or operator taxes, which arise because of the OroboPay usage. User and operator herein accept to cooperate with all applicable tax laws, consisting the reporting and payment of any taxes, which are related to your OroboPay payment transactions.
In certain circumstances, due to issues arising from processed payment transaction using OroboPay, OroboPay may hold your funds while an issue is being resolved.
We will make every effort to contact you using your contact details in our records. However, if we are unable to reach you and/or have no report of your OroboPay usage for more than three years, such unclaimed fund will be deemed to be unclaimed property by provision of applicable law. We reserve the right to deduct a dormancy fee or other administrative charges from such unclaimed funds, as permitted by applicable law.
You agree to defend, indemnify and hold harmless OroboPay, its parent corporation, officers, directors, shareholders, predecessors, successors in interest, employees, agents, subsidiaries and affiliates, harmless from any demands, loss, liability, claims or expenses (including attorneys’ fees), made against OroboPay by any third party due to or arising out of or in connection with your use of the website including but not limited to:
Your OroboPay Usage
The OroboPay service, including all content, software, functions, materials, and information made available on, provided in connection with or accessible through the service, is provided “as is.” To the fullest extent permissible by law, OroboPay, and their subsidiaries and other affiliates, and their agents, co-branders or other partners (collectively, “OroboPay ”), make no representation or warranty of any kind whatsoever for the service or the content, materials, information and functions made accessible by the software used on or accessed through the service, or for any breach of security associated with the transmission of sensitive information through the service. Each OroboPay disclaims without limitation, any warranty of any kind with respect to the service, noninfringement, merchantability, or fitness for a particular purpose. OroboPay do not warrant that the functions contained in the service will be uninterrupted or error free. OroboPay shall not be responsible for any service interruptions, including, but not limited to, system failures or other interruptions that may affect the receipt, processing, acceptance, completion or settlement of payment transactions or the service.
This disclaimer of liability applies to any damages or injury caused by use of this website’s content and/or services, including but not limited to: performance failure and/or service delay or interruption communication line failure errors and/or omissions computer viruses and/or computer worms unauthorized access to information theft of information user expressly agrees that all risk of injury rests entirely with the user. In no event will OroboPay or any person or entity involved in creating and maintaining this website’s content and/or services be liable for any damages arising out of the use or inability to use this website content and/or services. The provisions of this section shall apply to all materials on this website. To the fullest extent permitted by law, OroboPay parties disclaim all warranties, express or implied, in connection with the website and your use thereof. OroboPay makes no warranties or representations about the accuracy or completeness of this site’s content or the content of any sites linked to this site and assumes no liability or responsibility for any (i) errors, mistakes, or inaccuracies of content,
(ii) personal injury or property damage, of any nature whatsoever, resulting from your access to and use of our website, (iii) any unauthorized access to or use of our secure servers and/or any and all personal information and/or financial information stored therein, (iv) any interruption or cessation of transmission to or from our website, (iv) any bugs, viruses, trojan horses, or the like which may be transmitted to or through our website by any third party, and/or (v) any errors or omissions in any content or for any loss or damage of any kind incurred as a result of the use of any content posted, emailed, transmitted, or otherwise made available via the OroboPay website. OroboPay does not warrant, endorse, guarantee, or assume responsibility for any product or service advertised or offered by a third party through the OroboPay website or any hyperlinked website or featured in any banner or other advertising.
Limitations of Liability
Except where prohibited by law, in no event will OroboPay be liable to you, or any third party, for any indirect, consequential, exemplary, incidental or punitive damages, including lost profits, even if OroboPay has been advised of the possibility of such damages.
Subject to any responsibilities implied by law and which cannot be excluded, we, and our directors, employees, agents and contractors, are not liable for any losses, damages, liabilities, claims and expenses (including but not limited to legal costs and defense or settlement costs) whatsoever, whether direct, indirect or consequential, arising out of or referable to content on the OroboPay website, to third party websites, or to access of the OroboPay website, howsoever caused, whether in contract, tort including negligence, statute or otherwise.
Liability of OroboPay for a breach of a condition or warranty implied by law or otherwise, and which cannot be excluded, is limited to the extent possible, at OroboPay’s option to (i) the supply of the goods or services again;
(ii) the repair of the goods; or the payment of the cost of having the goods or services supplied again or having the goods repaired.
This website and its contents are protected under the respective intellectual property laws as well as international copyright laws. Copyright in all text, graphics, user interfaces, visual interfaces, photographs, trademarks, logos, sounds, music, artwork and computer code (“content”) on the OroboPay website is owned or licensed by OroboPay services limited.
Www.OroboPay.com and its respective logos are trademarks or registered trademarks of OroboPay. All other product names mentioned in this web site are the trademarks or registered trademarks of their respective owners and are mentioned for Identification purposes only. Any service, publication, design, product, process, software, technology, information, know-how, or Idea described in this website may be the subject of other rights, including other intellectual property rights, which are owned by OroboPay or other interested parties and are not licensed to you hereunder.
OroboPay may preserve any transmittal or communication by you with OroboPay through the website and may disclose any information we have about you (including your Identity) if we determine that such disclosure is necessary in connection with any investigation or complaint regarding your use of the website, to comply with any applicable law, regulation, legal process or governmental request, including exchanging information with other companies and organizations for fraud protection purposes or to Identify, contact or bring legal action against someone who may be causing injury to or interference with (either intentionally or unintentionally) OroboPay’ s rights or property, or the rights or property of visitors to or users of the website.